860-537-3431
 
Gano's Financing Information
At Gano's we offer many types of financing programs, as well as leasing and revolving card programs.
We can customize a lease to fit your needs, whether it be year round payments, 6 payments on and 6 payments off, 7 payments high and 5 payments low, we have a program to fit your needs.  Many of our manufacturers also offer their own financing. Below is a list of some of the manufacturers programs
we have running now.  We always have the newest and latest financing programs available. 
If there is a program you are interested in but don't see it listed, or have any questions in
general about financing, e-mail us or give us a call at (860) 537-3431.

Residential Financing Programs

Honda (Through December 31, 2011):  No payments, deferred interest for twelve months.  The interest is deferred only if unit is paid in full within the twelve months.  There is a 1.50% fee for this program.

Honda (Through December 31, 2011):  9.9% fixed rate program.  The payback factor is over 30 months.  There is a 1.75% fee for this program.

Scag Equipment, Yard Card:  (Through September 30, 2011) 0% for 24 months with monthly payments.  Repayment factor is 1/24 of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Yard Card:  (Through September 30, 2011) 4.9% fixed rate for 48 months.  Repayment factor is 2.3% of the original purchase price.  There is a $125.00 doc fee and a 1.5% finance fee for this program.

Scag Equipment, Yard Card:  (Through September 30, 2011) 3.75% fixed rate for 60 months.  Repayment factor is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2011) Fixed rate of 3.75% for 60 months.  Repayment is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2011) March / April 2012.  Interest starts March 1,2012 and the first payment starts April 1, 2012.  Repayment is 2.95% of the original purchase price, with a 3.9% for 36 months rate.
There is a $125.00 doc fee and a 2% finance fee for this program.

Simplicity Equipment (Through May 31, 2011):  Same as cash until 9/3/12.  No money down, 1% minimum monthly payments and deferred interest until September 3, 2012.  Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is a $50.00 doc fee and a 2% finance fee for this program.  $2,000.00 mininum amount financed.

Simplicity Equipment (Through May 31, 2011):  0% for 6 months.  6 months same as cash, no money down, minimum monthly payments of 1% of the amount financed. Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is no doc fee, but a 2% finance fee for this program.

Simplicity Equipment (Through July 31, 2011):  0% for 12 months.  12 months same as cash, no money down, minimum monthly payments of 1% of the amount financed.  Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is a $50.00 doc fee, and a 2% finance fee for this program.

Simplicity Equipment (Through July 31, 2011):  3.75% fixed rate for 60 months.  No money down, monthly payments based on a repayment factor of 1.84% of the amount financed.  There is a $100.00 doc fee and a 2% finance fee for this program.

Simplicity Equipment (Through July 31, 2011):  0% for 24 months.  No money down, monthly payments based on a repayment factor of 1/24th of the amount financed.  There is a $125.00 doc fee, and a 2% finance fee for this program.

Simplicity Equipment (Through July 31, 2011):  0% for 36 months.  No money down, monthly payments based on a repayment factor of 1/36th of the amount financed.  There is a $125.00 doc fee, and a 3% finance fee for this program.

Stihl Equipment (Through December 31, 2011): 6 months deferred interest with minimum monthly payments.  Interest charged from original date of purchase if unit not paid in full within the 6 month program.  Interst rate 28.99%, there is no doc fee but a
3% finance fee for this program.

Toro Residential Equipment (Through July 31, 2011):  0% for 6 months with minimum monthly payments and deferred interest.  The interest accrues back to original date of purchase if not paid in full within the 6 months.  There is a doc fee up to $125.00, but no finance fee for this program. (All Toro products qualify for this program)

Toro Residential Equipment (Through July 31, 2011):  0% for 12 months with minimum monthly payments and deferred interest.  The interest accrues back to original date of purchase if not paid in full within the 12 months.  There is a doc fee up to $125.00 and a 2% finance fee for this program. (All Toro products qualify for this program)

Toro Residential Equipment (Through July 31, 2011):  0% for 24 months with minimum monthly payments.  Monthly payment factor is 4.17% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 24 months.  There is a doc fee up to $125.00 and a 2% finance fee for this program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program)

Toro Residential Equipment (Through  July 31, 2011):  1.99% fixed rate for 36 months.  There is a doc fee up to $125.00
and a 2% finance fee for this program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program) 

Toro Residential Equipment (Through  July 31, 2011):  3.99% fixed rate for 60 months.  There is a doc fee up to $125.00 
and a 2% finance fee for this program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program) 

Consumer / Commercial Financing Programs

Sheffield Financial Loans

Scag Equipment, Sheffield Financial:  (Through September 30, 2011) Fixed rate of 3.75 for 60 months.  Repayment is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2011) March / April 2012.  Interest starts March 1,2012 and the first payment starts April 1, 2012.  Repayment is 2.95% of the original purchase price, with a 3.9% for 36 months rate.
There is a $125.00 doc fee and a 2% finance fee for this program.

Commercial Financing Programs

Yard Card Programs

Scag Equipment, Yard Card:  (Through September 30, 2011) 0% for 24 months with monthly payments.  Repayment factor is 1/24 of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Yard Card:  (Through September 30, 2011) 4.9% fixed rate for 48 months.  Repayment factor is 2.3% of the original purchase price.  There is a $125.00 doc fee and a 1.5% finance fee for this program.

Scag Equipment, Yard Card:  (Through September 30, 2011) 3.75% fixed rate for 60 months.  Repayment factor is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.



Finance Companies We Proudly Deal With Are:

Click onto the Sheffield, Yard Card or Advanced Acceptance logo's to go directly to their website and fill 
out a credit application on line.


Advanced Acceptance Corp


Sheffield Financial
Cutter Plus Commericial Financing
GE Capitol
Advanced Acceptance Leasing

 

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