860-537-3431
 
Gano's Financing Information
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At Gano's we offer many types of financing programs, as well as leasing and revolving card programs.
We can customize a lease to fit your needs, whether it be year round payments, 6 payments on and 6 payments off, 7 payments high and 5 payments low, we have a program to fit your needs.  Many of our manufacturers also offer their own financing. Below is a list of some of the manufacturers programs
we have running now.  We always have the newest and latest financing programs available. 
If there is a program you are interested in but don't see it listed, or have any questions in
general about financing, e-mail us or give us a call at (860) 537-3431.

Residential Financing Programs

Honda (Through June 30, 2008):  No payments, deferred interest for twelve months.  The interest is deferred only if unit is paid in full within the twelve months.  There is a 1.5% fee for this program.

Scag Equipment:  (Through June 30, 2008) Fixed rate of 3.9%, payments start within 30 days on a revolving financing account.  Repayment is 3% of the original purchase price for 38 months.  There is a 2% fee for this program.

Scag Equipment:  (Through June 30, 2008) Deffered payments for six months, then a fixed rate of 5.9% on a revolving financing account.  Repayment is 3% of the original purchase price for 38 months.  There is a 2% fee for this program.

Shindaiwa Equipment (Through June 30, 2008): Six months same as cash. No down payment, no monthly payments, no interest.  Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is a 1.0% fee for this program.

Simplicity Equipment (Through June 30, 2008):  Twelve months same as cash.  No down payment, no monthly payments,  no interest.  This program is good on all Simplicity products. Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is a 2.0% fee for this program.

Simplicity Equipment (Through June 30, 2008):  No pay until July 4, 2009.  No down payment, no monthly payments,  no interest.  This program is good on all Simplicity products.  Interest will be charged from the original date of purchase if the unit is
not paid in full by the due date.  There is a 2.0% fee for this program.

Simplicity Equipment (Through June 30, 2008):  Three months same as cash financing.  No down payment, no monthly payments,  no interest.  This program is good on all Simplicity products. Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is no fee for this program.

Simplicity Equipment (Through June 30, 2008):  4.9% for 36 months.  No down payment, 36 equal monthly payments at 4.9%. This program is good only on Legacy, Prestige, Conquest and Broadmoor tractors as well as ZT3000, ZT4000, Champion, Citation and Cobalt series zero turn riders.  There is a 2% fee for this program.

Simplicity Equipment (Through June 30, 2008):  6.9% for 60 months.  No down payment, 60 equal monthly payments at 6.9%. This program is good only on Legacy, Prestige, Conquest and Broadmoor tractors as well as ZT3000, ZT4000, Champion, Citation and Cobalt series zero turn riders.  There is a 2% fee for this program.

Stihl Equipment (All year program): Three months same as cash. No down payment, no monthly payments, no interest.  Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is a 1.0% fee for this program.

Toro  Residential Equipment (Through May 31, 2008):  No payments, deferred interest for twelve months.  The interest is deferred only if unit is paid in full within the twelve months.  $400.00 minimum amount financed and there is a 2% fee for this program. (Cannot be used on snow equipment or lawn tractors)

Toro Residential Equipment (Through May 31, 2008):  No payments, deferred interest for six months.  The interest is deferred only if unit is paid in full within the six months. There is no fee for this program. (All Toro products qualify)

Toro Residential Equipment (Through May 31, 2008):  5.9% fixed rate for 36 months.  Minimum amount financed is $400.00 and there is a 2% fee for this program.

Used Equipment:  Nine months same as cash.  No down payment, no monthly payments, no interest.  Finance charges will be assessed from the date of purchase if not paid in full within the promotional period.  There is a 3% fee for this program. 

Consumer / Commercial Financing Programs

Sheffield Financial Revolving Style Loans

Scag Commercial Mowers:  (Through May 31, 2008) 0% for 36 months.  Payments start within 30 days on a revolving financing account.  Repayment is 2.78% of the original purchase price for 36 months.  There is a 2.5% fee for this program.

Scag Commercial Mowers:  (Through June 30, 2008) Fixed rate of 3.9%, payments start within 30 days on a revolving financing account.  Repayment is 3% of the original purchase price for 38 months.  There is a 2% fee for this program.

Scag Commercial Mowers:  (Through June 30, 2008) Deffered payments for six months, then a fixed rate of 5.9% on a revolving financing account.  Repayment is 3% of the original purchase price for 38 months.  There is a 2% fee for this program.

Scag Commercial Mowers:  (Through June 30, 2008) 90 days no interest / 120 days no payments.  Interst goes back to the original purchase date if not paid off in the first 90 days.  Interst rate 12.95%.  Repayment is 3% of the original purchase price for 38 months.  There is no fee for this program.

Scag Commercial Mowers: (Through June 30, 2008):  No interest for six months, no payments for seven months.  Interest goes back to original purchase date if not paid off in the first in six months.  Interst rate is 17.95%.  Repayment is 3% of the original purchase price for 38 months.  There is no fee for this program.

Scag Commercial Mowers: (Through June 30, 2008):  Standard program.   Interest starts immediately, first payment due in 30 days with a rate of 11.95%.  Repayment terms are up to 49 months with a minimum amount financed of $1,500.00 
There is no fee for this program and no prepayment penalty.

Sheffield Financial Installment Style Loan

Scag Commercial Mowers: (Through June 30, 2008):  September / October program.  No interest until September 1, 2008 and 
no payments until October 1, 2008 with a rate of 12.95%.  The repayment terms are up to 48 months and a minimum amount financed of $1,500.00 There is a 3% fee for this program and no prepayment penalty.
 
 

Commercial Financing Programs

Advanced Acceptance Corporation

Any Equipment Brand We Offer: No monthly payments until October 2008.  This is not a  same as cash or deferred interest program.  Finance charges accrue back to the transaction date.  Finance or lease equipment from $2,000 to $35,000 
at 11.25% fixed rate, payments of 24, 36 or 48 months.

Any Equipment Brand We Offer:  Lease with a $1.00 purchase option at the term end.  This program is available on purchases of $2,000 to $35,000 and has repayment terms of 24 to 60 months based on the amount financed.
 
 

GE Commercial Finance

Scag Commercial Equipment: Fixed rate 9.9% for 24 months. Interest and payments start in 30 days, fixed rate stays for 24 months.  There is a 3.5% fee for this program.

Scag Commercial Equipment: Fixed rate 10.9% for 36 months. Interest and payments start in 30 days, fixed rate stays for 36 months.  There is a 3.2% fee for this program.

Finance Companies We Proudly Deal With Are:

Click onto the Sheffield or Advanced Acceptance logo's to go directly to their website and fill 
out a credit application on line.


Advanced Acceptance Corp


Sheffield Financial
Cutter Plus Commericial Financing
Transamerica Bank Consumer Yard Card
GE Capitol
Advanced Acceptance Leasing
Shoppers Charge Financing

 

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