860-537-3431
Colchester, Connecticut
 
Gano's Financing Information
At Gano's we offer many types of financing programs, as well as leasing and revolving card programs.
We can customize a lease to fit your needs, whether it be year round payments, 6 payments on and 6 payments off, 7 payments high and 5 payments low, we have a program to fit your needs.  Many of our manufacturers also offer their own financing. Below is a list of some of the manufacturers programs we have running now.  We always have the newest and latest financing programs available. 
If there is a program you are interested in but don't see it listed, or have any questions in
general about financing, e-mail us or give us a call at (860) 537-3431.

(Does not apply to TD Bank, N.A or Yard Card.  If you are interested in applying for Yard Card, please see a store associate)

(Financing is subject to credit approval.  Some restrictions apply.  See store associate for details)

Residential Financing Programs

Exmark Quest Series Only:  (Through July 31, 2020) 0% for 12 months.  Deferred interest for 12 months, with payment due each month & get a $300 Visa rebate card.  Repayment is 1/12th of the original purchase price.  There is no customer promotion fee for this program. 

Exmark Radius Series Only:  (Through July 31, 2020) 0% for 12 months.  Deferred interest for 12 months, with payment due each month & get a $500 Visa rebate card.  Repayment is 1/12th of the original purchase price.  There is no customer promotion fee for this program. 

Exmark Equipment, Sheffield Program:  (Through July 31, 2020) 0% for 42 months.  Repayment is 2.38% of the original purchase price.  There is an $125.00 customer promotion fee for this program. 

Exmark Equipment, Sheffield Program:  (Through July 31, 2020) 1.99% for 48 months.  Repayment is 2.17% of the original purchase price.  There is a $125.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Program:  (Through July 31, 2020) 0% for 48 months.  Repayment is 2.08% of the original purchase price.  There is a $125.00 customer promotion fee for this program.

Honda (Through December 31, 2020):  No payments, deferred interest for 6 months.  The interest is deferred only if unit is paid in full within the six months, purchases 
of $250 or more.

Honda (Through December 31, 2020):  No payments, deferred interest for 24 months.  The interest is deferred only if unit is paid in full within the 24 months, purchases
of $500 or more. 

Scag Equipment, Sheffield Financial:  (Through July 31, 2020) 0% for 36 months.  Repayment is 1/36 of the original purchase price, which is roughly $27.78 fer $1,000 financed.   Minimum amount financed is $1,500.00.  There is a $125.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through July 31, 2020) 0% for 48 months.  Repayment is 1/48 of the original purchase price, which is roughly $27.78 fer $1,000 financed.   which is roughly $27.78 fer $1,000 financed. 

Scag Equipment, Sheffield Financial:  (Through July 31, 2020) 1.99% for 48 months.  Payment is roughly $21.69 per $1,000 financed.  There is a $125.00 customer promotion fee for this program.

Simplicity Equipment (Through July 31, 2020):  0% for 24 months.  No money down, monthly payments based on a repayment factor of 1/24th of the amount financed.  Minimum amount financed $1,500.00  There is a $150.00 customer promotion fee for this program.

Simplicity Equipment (Through July 31, 2020):  0% for 42 months.  No money down, monthly payments based on a repayment factor of 1/42th of the amount financed.  Minimum amount financed $1,500.00  There is a $125.00 customer promotion fee for this program.

Simplicity Equipment (Through July 31, 2020):  0% for 48 months.  No money down, monthly payments based on a repayment factor of 1/48th of the amount financed.  Minimum amount financed $3,500.00  There is a $150.00 customer promotion fee for this program.

Simplicity Equipment (Through July 31, 2020):  1.99% for 48 months.  No money down, monthly payments based on a repayment factor of 2.17% of the amount financed.  Minimum amount financed $2,500.00  There is a $125.00 customer promotion fee for this program.

Simplicity Equipment (Through July 31, 2020):  3.99% fixed rate for 48 months.  No money down, monthly payments based on a repayment factor of 1.8% of the amount financed.  Minimum amount financed $1,500.00.  There is a $125.00 customer promotion fee for this program.

Toro Residential Equipment (Through July 30, 2020): 0% for 18 months with minimum monthly payments and deferred interest.  Monthly payment factor is 5.55% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 18 months.  There is no promotion fee this program. (All Toro products qualify for this program)

Toro Residential Equipment (Through July 30, 2020):  0% for 24 months with minimum monthly payments.  Monthly payment factor is 4.17% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 24 months.  There is a $49 promotion fee for this program. $1,500 minimum financed for this program.

Toro Residential Equipment (Through July 31, 2020):  0% for 42 months with monthly payments.  Monthly payment factor is 1/42 of the amount financed.  There is a customer promotion fee of $125.00 for this program. $1,500 minimum financed for this program.

Toro Residential Equipment (Through July 31, 2020):  0% for 48 months with monthly payments.  Monthly payment factor is 1/48 of the amount financed.  There is a customer promotion fee of $125.00 for this program. $1,500 minimum financed for this program.

Toro Residential Equipment (Through July 31, 2020):  3.99% fixed rate for 60 months.  Monthly payment factor is 1.84% of the amount financed.  There is a $125.00 customer promotion fee for this program.  $2,500 minimum financed for this program.

Commercial/Contractor Financing Programs

Sheffield Financial Loans

Exmark Equipment, Sheffield Program:  (Through July 31, 2020) 0% for 42 months.  Repayment is 2.38% of the original purchase price.  There is an $125.00 customer promotion fee for this program. 

Exmark Equipment, Sheffield Program:  (Through July 31, 2020) 1.99% for 48 months.  Repayment is 2.17% of the original purchase price.  There is a $125.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Program:  (Through July 31, 2020) 0% for 48 months.  Repayment is 2.08% of the original purchase price.  There is a $125.00 customer promotion fee for this program.

**NEW** Exmark Equipment, Sheffield Program - Mow Now, Pay Later Programs: (Through July 31, 2020) No Interest for the first 90 days, and No Payments for 120 days.  This is followed by 0% for 24, 42 or 48 months.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through July 31, 2020) 0% for 36 months.  Repayment is 1/36 of the original purchase price, which is roughly $27.78 fer $1,000 financed.   which is roughly $27.78 fer $1,000 financed. 

Scag Equipment, Sheffield Financial:  (Through July 31, 2020) 0% for 48 months.  Repayment is 1/48 of the original purchase price which is roughly $27.78 fer $1,000 financed. 

Scag Equipment, Sheffield Financial:  (Through July 31, 2020) 1.99% for 48 months, Payment is roughly $21.69 per $1,000 financed.  There is a $125.00 customer promotion fee for this program.

**NEW** Scag Equipment, Sheffield Financial - Mow Now, Pay Later Programs: (Through July 31, 2020) No Interest for the first 90 days, and No Payments for 120 days.  This is followed by 0% for 24 months, or 1.99% for 24 months, or 2.99% for 36 months, or 3.99% for 48 months.  There is an up to $150.00 customer promotion fee 
for this program.
 
 

We offer additonal special financing programs, subject to credit approval.  Some restrictions apply.



Finance Companies We Proudly Deal With Are:

Click onto the Sheffield, or Citi logo's to go directly to their website and fill
out a credit application on line.


 



 
 
 
 
 
 
 

Sheffield Financial
Citi Card

 

.
Sales
Parts
Service
Rental
Personnel
Directions
Warranty
Company
Specials
Financing
Service Tips
Gano's Look Back Page
Products
Contractors
Payments
Trade-Ins
.
The Areas Leader in Commercial and Residential Equipment!