At Gano's we offer
many types of financing programs, as well as leasing and revolving card
programs.
We can customize a lease
to fit your needs, whether it be year round payments, 6 payments on and
6 payments off, 7 payments high and 5 payments low, we have a program to
fit your needs. Many of our manufacturers also offer their own financing.
Below is a list of some of the manufacturers programs
we have running now.
We always have the newest and latest financing programs available.
If there is a program
you are interested in but don't see it listed, or have any questions in
general about financing,
e-mail
us or give us a call at (860) 537-3431.
Residential Financing Programs
Honda (Through December 31,
2009): No payments, deferred interest for twelve months. The
interest is deferred only if unit is paid in full within the twelve months.
There is a 1.75% fee for this program.
Honda (Through December 31,
2009): 9.9% fixed rate program. The payback factor is over
30 months. There is a 1.75% fee for this program.
Little Wonder, Yard Card:
(Through December 31, 2009) 0% for 6 months. 6 months same as cash
with no interest and no payments. Repayment factor is 3% of the original
purchase price. There is a $125.00 doc fee, but no finance fee for
this program.
Little Wonder, Yard Card:
(Through December 31, 2009) 0% for 18 months with equal monthly payments.
Repayment factor
is 1/18 of the original purchase
price. There is a $125.00 doc fee, but no finance fee for this program.
Little Wonder, Yard Card:
(Through December 31, 2009) 6 months same as cash, with 1.9% for 36 months
to follow. Repayment factor is 3% of the original purchase price.
There is a $125.00 doc fee, but no finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2009) 0% for 12 months. 12 months same as cash
with no interest and no payments. Machine needs to be paid in full
by the end of the 12 months or interest will accrue to the original purchase
date. Repayment is 3% of the original purchase price. There
is a $125.00 doc fee and a 2% finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2009) 4.9% fixed rate for 48 months. Repayment
factor is 2.3% of the original purchase price. There is a $125.00
doc fee and a 1.25% finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2009) 3.9% fixed rate for 60 months. Repayment
factor is 1.84% of the original purchase price. There is a $125.00
doc fee and a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Through December 31, 2009) Fixed rate of 3.9% for 36 months. Payments
start within 30 days on a revolving financing account. Repayment
is 3% of the original purchase price. There is a $125.00 doc fee
and a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Through December 31, 2009) Fixed rate of 5.9% for 60 months. Payments
start within 30 days on a revolving financing account. Repayment
is 2.35% of the original purchase price. There is a $125.00 doc fee
and a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Runs all year long) Freedom Z for consumer use only. Fixed rate
of 8.9% for 60 months. Payments start within 30 days on a revolving financing
account. Repayment factor is 2.08% of the original purchase price.
There is a $125.00 doc fee and
a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Runs all year long) 6 month / 7 month. Interest starts 6 months
from the loan date, first payment starts 7 months from loan date.
Repayment is 3% of the original purchase price, and after the first 6 months
the interest rate is 17.99%. There is a $125.00 doc fee but no finance
fee for this program.
Simplicity Equipment (Through
December 31, 2009): Same as cash until Presidents day (2/15), 2011.
No money down, no monthly payments and no interest until February 15, 2011.
Finance charges will be assessed from date of purchase if not paid in full
during the promotion period. There is a $50.00 doc fee and a 2% finance
fee for this program.
Simplicity Equipment (Through
December 31, 2009): 0% for 6 months. 6 months same as cash,
no money down, no monthly payments. Finance charges will be assessed from
date of purchase if not paid in full during the promotion period.
There is no doc fee, but a 2% finance fee for this program.
Simplicity Equipment (Through
December 31, 2009): 0% for 12 months. 12 months same as cash,
no money down, no monthly payments. Finance charges will be assessed from
date of purchase if not paid in full during the promotion period.
There is a $50.00 doc fee, and a 2% finance fee for this program.
Simplicity Equipment (Through
December 31, 2009): 3.9% fixed rate for 60 months. No money
down, monthly payments based on a repayment factor of 1.84% of the amount
financed. There is a $100.00 doc fee and a 2% finance fee for this
program.
Simplicity Equipment (Through
December 31, 2009): 6.9% fixed rate for 60 months. No money
down, monthly payments based on a repayment factor of 1.97% of the amount
financed. There is no doc fee, but a 2% finance fee for this program.
Stihl Equipment (Through
December 31, 2009): Three months same as cash. No down payment, no monthly
payments, no interest. Interest will be charged from the original
date of purchase if the unit is not paid in full by the due date.
There is a .50% fee for this program.
Stihl Equipment (Through
December 31, 2009): Six months same as cash. No down payment, no monthly
payments, no interest. Interest will be charged from the original
date of purchase if the unit is not paid in full by the due date.
There is a 1.625% fee for this program.
Toro Residential Equipment (Through
January 31, 2010): No payments, deferred interest for six months.
The interest is deferred only if unit is paid in full within the six months.
There is no fee for this program. (All Toro products qualify)
Toro Residential Equipment (Through
January 31, 2010): No payments, deferred interest for twelve months.
The interest is deferred only if unit is paid in full within the six months.
There is a 2% fee for this program. (All Toro products qualify)
Toro Residential Equipment (Through
January 31, 2010): No payments, deferred interest for six months,
then 3.9% fixed rate for 36 months. Minimum amount financed is $400.00
and there is a 2% fee for this program. (Only Timecutter Z's, Titan Z's,
and LCE equipment qualify for this program)
Toro Residential Equipment (Through
January 31, 2010): 14.99% fixed rate for 60 months. Minimum
amount financed is $4000.00 and there is no fee for this program.
(All Toro products qualify)
Toro Residential Equipment (Through
January 31, 2010): 0.0% for 24 months. Only the LCE, Titan
Z's and the Z5030 qualifiy for this program. Minimum amount financed
is $400.00 and there is a 2% fee for this program.
Used Equipment: Nine
months same as cash. No down payment, no monthly payments, no interest.
Finance charges will be assessed from the date of purchase if not paid
in full within the promotional period. There is a 3% fee for this
program.
Consumer / Commercial Financing
Programs
Sheffield Financial Revolving
Style Loans
Scag Equipment, Sheffield Financial:
(Through December 31, 2009) Fixed rate of 3.9% for 36 months. Payments
start within 30 days on a revolving financing account. Repayment
is 3% of the original purchase price. There is a $125.00 doc fee
and a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Through December 31, 2009) Fixed rate of 5.9% for 60 months. Payments
start within 30 days on a revolving financing account. Repayment
is 2.35% of the original purchase price. There is a $125.00 doc fee
and a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Runs all year long) Freedom Z for consumer use only. Fixed rate
of 8.9% for 60 months. Payments start within 30 days on a revolving financing
account. Repayment factor is 2.08% of the original purchase price.
There is a $125.00 doc fee and
a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Runs all year long) 6 month / 7 month. Interest starts 6 months
from the loan date, first payment starts 7 months from loan date.
Repayment is 3% of the original purchase price, and after the first 6 months
the interest rate is 17.99%. There is a $125.00 doc fee but no finance
fee for this program.
Scag Equipment, Sheffield Financial:
(Runs all year long) Conventional loan with no finance fee. Fixed
rate of 11.95%. Payments start within 30 days on a revolving financing
account. Repayment is 3% of the original purchase price. There
is a $50.00 doc fee but no finance fee for this program.
Commercial Financing Programs
Yard Card Programs
Scag Equipment, Yard Card:
(Through December 31, 2009) 0% for 12 months. 12 months same as cash
with no interest and no payments. Machine needs to be paid in full
by the end of the 12 months or interest will accrue to the original purchase
date. Repayment is 3% of the original purchase price. There
is a $125.00 doc fee and a 2% finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2009) 4.9% fixed rate for 48 months. Repayment
factor is 2.3% of the original purchase price. There is a $125.00
doc fee and a 1.25% finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2009) 3.9% fixed rate for 60 months. Repayment
factor is 1.84% of the original purchase price. There is a $125.00
doc fee and a 2% finance fee for this program.
Advanced Acceptance Corporation
Any Equipment Brand We Offer:
Lease with a $1.00 purchase option at the term end. This program
is available on purchases of $2,000 to $35,000 and has repayment terms
of 24 to 60 months based on the amount financed.
Finance Companies We Proudly
Deal With Are:
Click onto the Sheffield or Advanced
Acceptance logo's to go directly to their website and fill
out a credit application on
line.
Advanced Acceptance Corp
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Sheffield
Financial
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Cutter
Plus Commericial Financing
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GE
Capitol
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Advanced
Acceptance Leasing
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