860-537-3431
Colchester, Connecticut
 
Gano's Financing Information
At Gano's we offer many types of financing programs, as well as leasing and revolving card programs.
We can customize a lease to fit your needs, whether it be year round payments, 6 payments on and 6 payments off, 7 payments high and 5 payments low, we have a program to fit your needs.  Many of our manufacturers also offer their own financing. Below is a list of some of the manufacturers programs we have running now.  We always have the newest and latest financing programs available. 
If there is a program you are interested in but don't see it listed, or have any questions in
general about financing, e-mail us or give us a call at (860) 537-3431.

(Does not apply to TD Bank, N.A or Yard Card.  If you are interested in applying for Yard Card, please see a store associate)

(Financing is subject to credit approval.  Some restrictions apply.  See store associate for details)

Residential Financing Programs

Exmark Equipment, Sheffield or Citi Bank Finance:  (Through April 30, 2018) 0% for 42 months.  Repayment is 2.38% of the original purchase price.  There is an $50.00 to $150.00 customer promotion fee for this program. 

Exmark Equipment, Sheffield Financial or Citi Bank Finance:  (Through April 30, 2018) 1.99% for 48 months.  Repayment is 2.17% of the original purchase price.  There is a $50.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Financial or Citi Bank Finance:  (Through April 30, 2018) 0% for 48 months.  Repayment is 2.08% of the original purchase price.  There is a $50.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Financial or Citi Bank Finance:  (Through April 30, 2018) 3.99% for 60 months.  Repayment is 1.85% of the original purchase price.  There is an $50.00 to $150.00 customer promotion fee for this program.

Honda (Through December 31, 2018):  No payments, deferred interest for 6 months.  The interest is deferred only if unit is paid in full within the six months, purchases of $250 or more.

Honda (Through December 31, 2018):  No payments, deferred interest for 12 months.  The interest is deferred only if unit is paid in full within the twelve months, purchases of $500 or more. 

Scag Equipment, Sheffield Financial:  (Through June 30, 2018) 0% for 36 months.  Repayment is 1/36 of the original purchase price.  Minimum amount financed is $1,500.00.  There is a $50.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through June 30, 2018) 0% for 48 months.  Repayment is 1/48 of the original purchase price.  Minimum amount financed is $1,500.00. There is a $50.00 customer promotion fee for this program. 

Scag Equipment, Sheffield Financial:  (Through June 30, 2018) 1.99% for 48 months.  Minimum amount financed is $1,500.00, and there is a $50.00 customer promotion fee for this program.

Simplicity Equipment (Through March 31, 2018):  0% for 24 months.  No money down, monthly payments based on a repayment factor of 1/24th of the amount financed.  Minimum amount financed $500.00  There is a $150.00 customer promotion fee for this program.

Simplicity Equipment (Through March 31, 2018):  0% for 36 months.  No money down, monthly payments based on a repayment factor of 1/36th of the amount financed.  Minimum amount financed $2,000.00  There is a $150.00 customer promotion fee for this program.

Simplicity Equipment (Through March 31, 2018):  0% for 48 months.  No money down, monthly payments based on a repayment factor of 1/48th of the amount financed.  Minimum amount financed $3,500.00  There is a $$150.00 customer promotion fee for this program.

Simplicity Equipment (Through March 31, 2018):  1.99% for 48 months.  No money down, monthly payments based on a repayment factor of 2.17% of the amount financed.  Minimum amount financed $2,500.00  There is a $$150.00 customer promotion fee for this program.

Simplicity Equipment (Through March 31, 2018):  3.99% fixed rate for 60 months.  No money down, monthly payments based on a repayment factor of 1.8% of the amount financed.  Minimum amount financed $2,500.00.  There is a $150.00 customer promotion fee for this program.

Toro Residential Equipment (Through April 30, 2018): 0% for 18 months with minimum monthly payments and deferred interest.  Monthly payment factor is 5.55% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 18 months.  There is a customer promotion fee up of $150.00 for this program. (All Toro products qualify for this program)

Toro Residential Equipment (Through April 30, 2018):  0% for 24 months with minimum monthly payments.  Monthly payment factor is 4.17% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 24 months.  There is a promotion fee up of $150.00 for this program. $1,500 minimum financed for this program.

Toro Residential Equipment (Through April 30, 2018):  0% for 42 months with minimum monthly payments.  Monthly payment factor is 2.38% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 42 months.  There is a customer promotion fee up of $150.00 for this program. $4,500 minimum financed for this program.

Toro Residential Equipment (Through April 30, 2018):  0% for 48 months with minimum monthly payments.  Monthly payment factor is 2.08% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 48 months.  There is a customer promotion fee up of $150.00 for this program. $3,000 minimum financed for this program.

Toro Residential Equipment (Through April 30, 2018):  3.99% fixed rate for 60 months.  $3,000 minimum financed for this program.

Commercial/Contractor Financing Programs

Sheffield Financial Loans

Exmark Equipment, Sheffield or Citi Bank Finance:  (Through April 30, 2018) 0% for 42 months.  Repayment is 2.38% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Financial or Citi Bank Finance:  (Through April 30, 2018) No interest until September 2018, No payments until October 2018, then 3.99% for 48 months.  Repayment is 2.26% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Financial or Citi Bank Finance:  (Through April 30, 2018) 0% for 48 months.  Repayment is 2.08% of the original purchase price.  There is an $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through June 30, 2018) 0% for 36 months.  Repayment is 1/36 of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through June 30, 2018) 0% for 48 months.  Repayment is 1/48 of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through June 30, 2018) 1.99% for 48 months, but with No Interest until 9/1/18, and No payments until 10/1/18.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through April 30, 2018) 1.99% for 60 months.  Repayment is 1.752% of the original purchase price.  There is a $125.00 customer promotion fee for this program.
 
 

We offer additonal special financing programs, subject to credit approval.  Some restrictions apply.



Finance Companies We Proudly Deal With Are:

Click onto the Sheffield, or Citi logo's to go directly to their website and fill
out a credit application on line.


 



 
 
 

Sheffield Financial
Citi Card

 

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