860-537-3431
Colchester, Connecticut
 
Gano's Financing Information
At Gano's we offer many types of financing programs, as well as leasing and revolving card programs.
We can customize a lease to fit your needs, whether it be year round payments, 6 payments on and 6 payments off, 7 payments high and 5 payments low, we have a program to fit your needs.  Many of our manufacturers also offer their own financing. Below is a list of some of the manufacturers programs we have running now.  We always have the newest and latest financing programs available. 
If there is a program you are interested in but don't see it listed, or have any questions in
general about financing, e-mail us or give us a call at (860) 537-3431.

(Does not apply to TD Bank, N.A or Yard Card.  If you are interested in applying for Yard Card, please see a store associate)

(Financing is subject to credit approval.  Some restrictions apply.  See store associate for details)

Residential Financing Programs

Exmark Equipment:  (Through October 31, 2025) 4.99% for 48 months on any Lazer Z "Total Package".  The "Total Package" is any Lazer Z rider with the purchase of a bagger attachment OR Tractus Tires OR purchase $2,000 in Exmark replacement parts with the rider.  Repayment is 1/48th of the original purchase price.  There is a $150.00 customer promotion fee for this program. 

Exmark Equipment, Sheffield Program:  (Through October 31, 2025) 0% for 24 months.  Repayment is 1/24th of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Program:  (Through October 31, 2025) 3.99% for 36 months.  Repayment is 3.00% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Program:  (Through October 31, 2025) 4.99% for 48 months.  Repayment is 2.35% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Program:  (Through October 31, 2025) 5.99% for 60 months.  Repayment is 1.98% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Honda (Through November 30, 2025):  8.99% for 12 months.  Deferred interest for 12 months, with payment due each month, purchases of $500 or more.  There is a $50.00 customer promotion fee for this program.

Honda (Through November 30, 2025):  10.99% for 24 months on purchases of $1,500 or more.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through October 31, 2025) 3.99% for 24 months.  Repayment is roughly $43.43 per thousand dollars financed.   Minimum amount financed is $1,500.00.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through October 31, 2025) 4.99% for 36 months.  Repayment is roughly $29.97 per $1,000 financed.   Minimum amount financed is $3,000.00    There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through October 31, 2025) 5.99% for 48 months.  Payment is roughly $23.49 per $1,000 financed.  Minimum amount financed is $4,500.00    There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through October 31, 2025) 6.99% for 60 months.  Payment is roughly $19.80 per $1,000 financed.  Minimum amount financed is 6,000.00   There is a $150.00 customer promotion fee for this program.

Stihl Mowers, Sheffield Financial:  (Through October 31, 2025) 0% for 48 months.  Repayment is roughly $20.84 per $1,000 financed.   Minimum amount financed is $3,000.00    There is a $150.00 customer promotion fee for this program.

Stihl Mowers, Sheffield Financial:  (Through October 31, 2025) 0% for 60 months on ONLY the RZA series, RZ500's, RZ700'S & RZ900's.  Payment is roughly $16.67 per $1,000 financed.  Minimum amount financed is $3,000.00    There is a $150.00 customer promotion fee for this program

Toro Equipment, Sheffield Program:  (Through October 31, 2024) 0% for 24 months.  Repayment is 1/24th of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Toro Equipment, Sheffield Program:  (Through October 31, 2025) 3.99% for 36 months.  Repayment is 3% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Toro Equipment, Sheffield Program:  (Through October 31, 2025) 4.99% for 48 months.  Repayment is 2.35% of the original purchase price.  There is a $150.00 customer promotion fee for this program.
 
 

Commercial/Contractor Financing Programs

Sheffield Financial Loans

Exmark Equipment:  (Through October 31, 2025) 4.99% for 48 months on any Lazer Z "Total Package".  The "Total Package" is any Lazer Z rider with the purchase of a bagger attachment OR Tractus Tires OR purchase $2,000 in Exmark replacement parts with the rider.  Payment is roughly $23.49 per $1,000 financed. There is a $150.00 customer promotion fee for this program. 

Exmark Equipment, Sheffield Program:  (Through October 31, 2025) 0% for 24 months.  Repayment is 1/24th of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Program:  (Through October 31, 2025) 3.99% for 36 months.  Repayment is 3.00% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Program:  (Through October 31, 2025) 4.99% for 48 months.  Repayment is 2.35% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Program:  (Through October 31, 2025) 5.99% for 60 months.  Repayment is 1.98% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through October 31, 2025) 3.99% for 24 months.  Repayment is roughly $43.43 per thousand dollars financed.   Minimum amount financed is $1,500.00.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through October 31, 2025) 4.99% for 36 months.  Repayment is roughly $29.97 per $1,000 financed.   Minimum amount financed is $3,000.00    There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through October 31, 2025) 5.99% for 48 months.  Payment is roughly $23.49 per $1,000 financed.  Minimum amount financed is $4,500.00    There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through October 31, 2025) 6.99% for 60 months.  Payment is roughly $19.80 per $1,000 financed.  Minimum amount financed is 6,000.00   There is a $150.00 customer promotion fee for this program.
 



We offer additonal special financing programs, subject to credit approval.  Some restrictions apply.



Finance Companies We Proudly Deal With Are:

Click onto the Sheffield, or Citi logo's to go directly to their website and fill
out a credit application on line.


Sheffield Financial
Citi Card

 

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