860-537-3431
 
Gano's Financing Information
At Gano's we offer many types of financing programs, as well as leasing and revolving card programs.
We can customize a lease to fit your needs, whether it be year round payments, 6 payments on and 6 payments off, 7 payments high and 5 payments low, we have a program to fit your needs.  Many of our manufacturers also offer their own financing. Below is a list of some of the manufacturers programs
we have running now.  We always have the newest and latest financing programs available. 
If there is a program you are interested in but don't see it listed, or have any questions in
general about financing, e-mail us or give us a call at (860) 537-3431.

Residential Financing Programs

Honda (Through December 31, 2010):  No payments, deferred interest for twelve months.  The interest is deferred only if unit is paid in full within the twelve months.  There is a 1.75% fee for this program.

Honda (Through December 31, 2010):  9.9% fixed rate program.  The payback factor is over 30 months.  There is a 1.75% fee for this program.

Little Wonder, Yard Card:  (Through December 31, 2010) 1.9% for 36 months.  Repayment factor is 2.86% of the original purchase price.  There is a $125.00 doc fee and a 1% finance fee for this program.

Little Wonder, Yard Card:  (Through December 31, 2010) 0% for 18 months with equal monthly payments.  Repayment factor
is 1/18 of the original purchase price.  There is a $125.00 doc fee, but no finance fee for this program.

Little Wonder, Yard Card:  (Through December 31, 2010) 3.9% for 60 months.  Repayment factor is 1.84% of the original purchase price.  There is a $125.00 doc fee, but no finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2010) 0% for 18 months with monthly payments.  Repayment factor is 1/18 of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2010) 4.9% fixed rate for 48 months.  Repayment factor is 2.3% of the original purchase price.  There is a $125.00 doc fee and a 1.5% finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2010) 3.9% fixed rate for 60 months.  Repayment factor is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2010) Fixed rate of 3.75% for 60 months.  Repayment is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2010) 6 month / 7 month.  Interest starts 6 months from the loan date, first payment starts 7 months from loan date.  Repayment is 3% of the original purchase price, and after the first 6 months the interest rate is 17.99%.  There is a $125.00 doc fee but no finance fee for this program.

Simplicity Equipment (Through September 30, 2010):  Same as cash until 11/11/11.  No money down, 1% minimum monthly payments and deferred interest until November 11, 2011.  Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is a $100.00 doc fee and a 2% finance fee for this program.  $2,000.00 mininum amount financed.

Simplicity Equipment (Through September 30, 2010):  0% for 6 months.  6 months same as cash, no money down, no monthly payments. Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is no doc fee, but a 2% finance fee for this program.

Simplicity Equipment (Through September 30, 2010):  0% for 12 months.  12 months same as cash, no money down, no monthly payments. Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is a $50.00 doc fee, and a 2% finance fee for this program.

Simplicity Equipment (Through September 30, 2010):  3.9% fixed rate for 60 months.  No money down, monthly payments based on a repayment factor of 1.84% of the amount financed.  There is a $100.00 doc fee and a 2% finance fee for this program.

Simplicity Equipment (Through September 30, 2010):  1.9% fixed rate for 36 months.  No money down, monthly payments based on a repayment factor of 2.86% of the amount financed.  There is a $125.00 doc fee, and a 2% finance fee for this program.

Stihl Equipment (Through December 31, 2010): Stihl currently has no special finance promotions running.

Toro Residential Equipment (Through September 30, 2010):  0% for 6 months with minimum monthly payments and deferred interest.  The interest accrues back to original date of purchase if not paid in full within the 6 months.  There is a $125.00 doc fee, but no finance fee for this program. (All Toro products qualify for this program)

Toro Residential Equipment (Through September 30, 2010):  0% for 12 months with minimum monthly payments and deferred interest.  The interest accrues back to original date of purchase if not paid in full within the 12 months.  There is a $125.00 doc fee and a 2% finance fee for this program. (All Toro products qualify for this program)

Toro Residential Equipment (Through September 30, 2010):  0% for 24 months with minimum monthly payments.  Monthly payment factor is 4.17% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 24 months.  There is a $125.00 doc fee and a 2% finance fee for this program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program)

Toro Residential Equipment (Through  September 30, 2010):  3.99% fixed rate for 60 months.  There is a $125.00 doc fee and a 2% finance fee for this program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program)Minimum amount financed is $2,500.00 

Used Equipment:  Nine months same as cash.  No down payment, no monthly payments, no interest.  Finance charges will be assessed from the date of purchase if not paid in full within the promotional period.  There is a 3% fee for this program. 

Consumer / Commercial Financing Programs

Sheffield Financial Loans

Scag Equipment, Sheffield Financial:  (Through September 31, 2010) Fixed rate of 3.9% for 60 months.  Repayment is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 31, 2010) 6 month / 7 month.  Interest starts 6 months from the loan date, first payment starts 7 months from loan date.  Repayment is 3% of the original purchase price, and after the first 6 months the interest rate is 17.99%.  There is a $125.00 doc fee but no finance fee for this program.

Commercial Financing Programs

Yard Card Programs

Scag Equipment, Yard Card:  (Through December 31, 2010) 0% for 18 months with monthly payments.  Repayment factor is 1/18 of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2010) 4.9% fixed rate for 48 months.  Repayment factor is 2.3% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2010) 3.9% fixed rate for 60 months.  Repayment factor is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.



Finance Companies We Proudly Deal With Are:

Click onto the Sheffield or Advanced Acceptance logo's to go directly to their website and fill 
out a credit application on line.


Advanced Acceptance Corp


Sheffield Financial
Cutter Plus Commericial Financing
GE Capitol
Advanced Acceptance Leasing

 

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