860-537-3431
 
Gano's Financing Information
plicity Equipment (Through December 31, 2008):  3 months same as cash.  No money down, no monthly payments. Finaning the promotion period.  There is a no finance fee for this program.
At Gano's we offer many types of financing programs, as well as leasing and revolving card programs.
We can customize a lease to fit your needs, whether it be year round payments, 6 payments on and 6 payments off, 7 payments high and 5 payments low, we have a program to fit your needs.  Many of our manufacturers also offer their own financing. Below is a list of some of the manufacturers programs
we have running now.  We always have the newest and latest financing programs available. 
If there is a program you are interested in but don't see it listed, or have any questions in
general about financing, e-mail us or give us a call at (860) 537-3431.

Residential Financing Programs

Honda (Through December 31, 2009):  No payments, deferred interest for twelve months.  The interest is deferred only if unit is paid in full within the twelve months.  There is a 1.75% fee for this program.

Honda (Through December 31, 2009):  9.9% fixed rate program.  The payback factor is over 30 months.  There is a 1.75% fee for this program.

Little Wonder, Yard Card:  (Through December 31, 2009) 0% for 6 months.  6 months same as cash with no interest and no payments.  Repayment factor is 3% of the original purchase price.  There is a $125.00 doc fee, but no finance fee for this program.

Little Wonder, Yard Card:  (Through December 31, 2009) 0% for 18 months with equal monthly payments.  Repayment factor
is 1/18 of the original purchase price.  There is a $125.00 doc fee, but no finance fee for this program.

Little Wonder, Yard Card:  (Through December 31, 2009) 6 months same as cash, with 1.9% for 36 months to follow.  Repayment factor is 3% of the original purchase price.  There is a $125.00 doc fee, but no finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2009) 0% for 12 months.  12 months same as cash with no interest and no payments.  Machine needs to be paid in full by the end of the 12 months or interest will accrue to the original purchase date.  Repayment is 3% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2009) 4.9% fixed rate for 48 months.  Repayment factor is 2.3% of the original purchase price.  There is a $125.00 doc fee and a 1.25% finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2009) 3.9% fixed rate for 60 months.  Repayment factor is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Through December 31, 2009) Fixed rate of 3.9% for 36 months.  Payments start within 30 days on a revolving financing account.  Repayment is 3% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Through December 31, 2009) Fixed rate of 5.9% for 60 months.  Payments start within 30 days on a revolving financing account.  Repayment is 2.35% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Runs all year long) Freedom Z for consumer use only.  Fixed rate of 8.9% for 60 months. Payments start within 30 days on a revolving financing account.  Repayment factor is 2.08% of the original purchase price.
There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Runs all year long) 6 month / 7 month.  Interest starts 6 months from the loan date, first payment starts 7 months from loan date.  Repayment is 3% of the original purchase price, and after the first 6 months the interest rate is 17.99%.  There is a $125.00 doc fee but no finance fee for this program.

Simplicity Equipment (Through December 31, 2009):  Same as cash until Presidents day (2/15), 2011.  No money down, no monthly payments and no interest until February 15, 2011.  Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is a $50.00 doc fee and a 2% finance fee for this program.

Simplicity Equipment (Through December 31, 2009):  0% for 6 months.  6 months same as cash, no money down, no monthly payments. Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is no doc fee, but a 2% finance fee for this program.

Simplicity Equipment (Through December 31, 2009):  0% for 12 months.  12 months same as cash, no money down, no monthly payments. Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is a $50.00 doc fee, and a 2% finance fee for this program.

Simplicity Equipment (Through December 31, 2009):  3.9% fixed rate for 60 months.  No money down, monthly payments based on a repayment factor of 1.84% of the amount financed.  There is a $100.00 doc fee and a 2% finance fee for this program.

Simplicity Equipment (Through December 31, 2009):  6.9% fixed rate for 60 months.  No money down, monthly payments based on a repayment factor of 1.97% of the amount financed.  There is no doc fee, but a 2% finance fee for this program.

Stihl Equipment (Through December 31, 2009): Three months same as cash. No down payment, no monthly payments, no interest.  Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is a .50% fee for this program.

Stihl Equipment (Through December 31, 2009): Six months same as cash. No down payment, no monthly payments, no interest.  Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is a 1.625% fee for this program.

Toro Residential Equipment (Through January 31, 2010):  No payments, deferred interest for six months.  The interest is deferred only if unit is paid in full within the six months. There is no fee for this program. (All Toro products qualify)

Toro Residential Equipment (Through January 31, 2010):  No payments, deferred interest for twelve months.  The interest is deferred only if unit is paid in full within the six months. There is a 2% fee for this program. (All Toro products qualify)

Toro Residential Equipment (Through January 31, 2010):  No payments, deferred interest for six months, then 3.9% fixed rate for 36 months.  Minimum amount financed is $400.00 and there is a 2% fee for this program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program)

Toro Residential Equipment (Through  January 31, 2010):  14.99% fixed rate for 60 months.  Minimum amount financed is $4000.00 and there is no fee for this program.  (All Toro products qualify)

Toro Residential Equipment (Through January 31, 2010):  0.0% for 24 months.  Only the LCE, Titan Z's and the Z5030 qualifiy for this program.  Minimum amount financed is $400.00 and there is a 2% fee for this program.

Used Equipment:  Nine months same as cash.  No down payment, no monthly payments, no interest.  Finance charges will be assessed from the date of purchase if not paid in full within the promotional period.  There is a 3% fee for this program. 

Consumer / Commercial Financing Programs

Sheffield Financial Revolving Style Loans

Scag Equipment, Sheffield Financial:  (Through December 31, 2009) Fixed rate of 3.9% for 36 months.  Payments start within 30 days on a revolving financing account.  Repayment is 3% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Through December 31, 2009) Fixed rate of 5.9% for 60 months.  Payments start within 30 days on a revolving financing account.  Repayment is 2.35% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Runs all year long) Freedom Z for consumer use only.  Fixed rate of 8.9% for 60 months. Payments start within 30 days on a revolving financing account.  Repayment factor is 2.08% of the original purchase price.
There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Sheffield Financial:  (Runs all year long) 6 month / 7 month.  Interest starts 6 months from the loan date, first payment starts 7 months from loan date.  Repayment is 3% of the original purchase price, and after the first 6 months the interest rate is 17.99%.  There is a $125.00 doc fee but no finance fee for this program.

Scag Equipment, Sheffield Financial:  (Runs all year long) Conventional loan with no finance fee.  Fixed rate of 11.95%.  Payments start within 30 days on a revolving financing account.  Repayment is 3% of the original purchase price.  There is a $50.00 doc fee but no finance fee for this program.

Commercial Financing Programs

Yard Card Programs

Scag Equipment, Yard Card:  (Through December 31, 2009) 0% for 12 months.  12 months same as cash with no interest and no payments.  Machine needs to be paid in full by the end of the 12 months or interest will accrue to the original purchase date.  Repayment is 3% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2009) 4.9% fixed rate for 48 months.  Repayment factor is 2.3% of the original purchase price.  There is a $125.00 doc fee and a 1.25% finance fee for this program.

Scag Equipment, Yard Card:  (Through December 31, 2009) 3.9% fixed rate for 60 months.  Repayment factor is 1.84% of the original purchase price.  There is a $125.00 doc fee and a 2% finance fee for this program.
 


Advanced Acceptance Corporation

Any Equipment Brand We Offer:  Lease with a $1.00 purchase option at the term end.  This program is available on purchases of $2,000 to $35,000 and has repayment terms of 24 to 60 months based on the amount financed.
 
 

Finance Companies We Proudly Deal With Are:

Click onto the Sheffield or Advanced Acceptance logo's to go directly to their website and fill 
out a credit application on line.


Advanced Acceptance Corp


Sheffield Financial
Cutter Plus Commericial Financing
GE Capitol
Advanced Acceptance Leasing

 

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