860-537-3431
 
Gano's Financing Information
plicity Equipment (Through December 31, 2008):  3 months same as cash.  No money down, no monthly payments. Finaning the promotion period.  There is a no finance fee for this program.
At Gano's we offer many types of financing programs, as well as leasing and revolving card programs.
We can customize a lease to fit your needs, whether it be year round payments, 6 payments on and 6 payments off, 7 payments high and 5 payments low, we have a program to fit your needs.  Many of our manufacturers also offer their own financing. Below is a list of some of the manufacturers programs
we have running now.  We always have the newest and latest financing programs available. 
If there is a program you are interested in but don't see it listed, or have any questions in
general about financing, e-mail us or give us a call at (860) 537-3431.

Residential Financing Programs

Honda (Through June 30, 2009):  No payments, deferred interest for twelve months.  The interest is deferred only if unit is paid in full within the twelve months.  There is a 1.75% fee for this program.

Honda (Through June 30, 2009):  No payments, deferred interest for 90 days.  The interest is deferred only if unit is paid in full within the 90 days.  There is no fee for this program.

Scag Equipment:  (Through July 31, 2009) Fixed rate of 3.9%.  Payments start within 30 days on a revolving financing account.  Repayment is 3% of the original purchase price for approximately 36 months.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment:  (Through July 31, 2009) Fixed rate of 5.9%, payments start within 30 days on a revolving financing account.  Repayment is 2.35% of the original purchase price for approximately 48 months.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment:  (Through July 31, 2009) Freedom Z for consumer use only.  Fixed rate of 8.9%, payments start within 30 days on a revolving financing account.  Repayment factor is 2.08% of the original purchase price for approximately 60 months.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment:  (Through July 31, 2009) Conventional loan with no finance fee.  Fixed rate of 11.95%.  Payments start within 30 days on a revolving financing account.  Repayment is 3% of the original purchase price for approximately 36 months.  There is a $50.00 doc fee and no finance fee for this program.

Scag Equipment:  (Through July 31, 2009) Fixed rate of 3.9% for 60 months.  Payments start within 30 days on a revolving financing account.  Repayment is 1.84% of the original purchase price.  There is a $175.00 doc fee and a 2.5% finance fee for this program.

Shindaiwa Equipment (Through June 30, 2009): 90 days same as cash. No down payment, no monthly payments, no interest.  Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is a no fee for this program.

Shindaiwa Equipment (Through June 30, 2009): Six months same as cash. No down payment, no monthly payments, no interest.  Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is a 1.0% fee for this program.

Simplicity Equipment (Through July 31, 2009):  Same as cash until Labor day (9/6), 2010.  No money down, no monthly payments and no interest until September 6, 2010.  Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is a 2% finance fee for this program.

Simplicity Equipment (Through July 31, 2009):  6 months same as cash.  No money down, no monthly payments. Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is a 2% finance fee for this program.

Simplicity Equipment (Through July 31, 2009):  12 months same as cash.  No money down, no monthly payments. Finance charges will be assessed from date of purchase if not paid in full during the promotion period.  There is a 2% finance fee for this program.

Simplicity Equipment (Through July 31, 2009):  3.9% fixed rate for 60 months.  No money down, monthly payments based on a repayment factor of 1.84% of the amount financed.  There is a 2% finance fee for this program.

Simplicity Equipment (Through July 31, 2009):  6.9% fixed rate for 60 months.  No money down, monthly payments based on a repayment factor of 1.97% of the amount financed.  There is a 2% finance fee for this program.

Stihl Equipment (Through June 30, 2009): Three months same as cash. No down payment, no monthly payments, no interest.  Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is a 1.0% fee for this program.

Stihl Equipment (Through June 30, 2009): Six months same as cash. No down payment, no monthly payments, no interest.  Interest will be charged from the original date of purchase if the unit is not paid in full by the due date.  There is a 2.5% fee for this program.

Toro Residential Equipment (Through July 31, 2009):  No payments, deferred interest for six months.  The interest is deferred only if unit is paid in full within the six months. There is no fee for this program. (All Toro products qualify)

Toro Residential Equipment (Through July 31, 2009):  No payments, deferred interest for six months, then 3.9% fixed rate for 36 months.  Minimum amount financed is $400.00 and there is a 2% fee for this program.

Toro Residential Equipment (Through July 31, 2009):  9.99% fixed rate for 60 months.  Minimum amount financed is $400.00 and there is no fee for this program.

Toro Residential Equipment (Through July 31, 2009):  0.0% fixed rate for 36 months.  Only the LCE, Titan Z's and the Z5030 qualifiy for this program.  Minimum amount financed is $400.00 and there is a 2% fee for this program.

Used Equipment:  Nine months same as cash.  No down payment, no monthly payments, no interest.  Finance charges will be assessed from the date of purchase if not paid in full within the promotional period.  There is a 3% fee for this program. 

Consumer / Commercial Financing Programs

Sheffield Financial Revolving Style Loans

Scag Equipment:  (Through July 31, 2009) Fixed rate of 3.9%.  Payments start within 30 days on a revolving financing account.  Repayment is 3% of the original purchase price for approximately 36 months.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment:  (Through July 31, 2009) Fixed rate of 5.9%, payments start within 30 days on a revolving financing account.  Repayment is 2.35% of the original purchase price for approximately 48 months.  There is a $125.00 doc fee and a 2% finance fee for this program.

Scag Equipment:  (Through July 31, 2009) Conventional loan with no finance fee.  Fixed rate of 11.95%.  Payments start within 30 days on a revolving financing account.  Repayment is 3% of the original purchase price for approximately 36 months.  There is a $50.00 doc fee and no finance fee for this program.

Scag Equipment:  (Through July 31, 2009) No interest until September 2009, no payments until October 2009.  Interest rate of 11.95%, payments start in October on a revolving financing account.  Repayment is 3% of the original purchase price for approximately 36 months.  There is a $125.00 doc fee and a 2% finance fee for this program.

Commercial Financing Programs

Yard Card Programs

Scag Equipment:  (Through June 30, 2009) Fixed rate of 3.9% for 60 months.  Payments start within 30 days on a revolving financing account.  Repayment is 1.84% of the original purchase price.  There is a $175.00 doc fee and a 2.5% finance fee for this program.

Advanced Acceptance Corporation

Any Equipment Brand We Offer: No monthly payments until October 2009.  This is not a  same as cash or deferred interest program.  Finance charges accrue back to the transaction date.  Finance or lease equipment from $2,000 to $35,000 
at 11.95% fixed rate, payments of 24, 36 or 48 months.

Any Equipment Brand We Offer:  Lease with a $1.00 purchase option at the term end.  This program is available on purchases of $2,000 to $35,000 and has repayment terms of 24 to 60 months based on the amount financed.
 
 

Finance Companies We Proudly Deal With Are:

Click onto the Sheffield or Advanced Acceptance logo's to go directly to their website and fill 
out a credit application on line.


Advanced Acceptance Corp


Sheffield Financial
Cutter Plus Commericial Financing
GE Capitol
Advanced Acceptance Leasing

 

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