860-537-3431
Colchester, Connecticut
 
Gano's Financing Information
At Gano's we offer many types of financing programs, as well as leasing and revolving card programs.
We can customize a lease to fit your needs, whether it be year round payments, 6 payments on and 6 payments off, 7 payments high and 5 payments low, we have a program to fit your needs.  Many of our manufacturers also offer their own financing. Below is a list of some of the manufacturers programs we have running now.  We always have the newest and latest financing programs available. 
If there is a program you are interested in but don't see it listed, or have any questions in
general about financing, e-mail us or give us a call at (860) 537-3431.

(Does not apply to TD Bank, N.A or Yard Card.  If you are interested in applying for Yard Card, please see a store associate)

(Financing is subject to credit approval.  Some restrictions apply.  See store associate for details)

Residential Financing Programs

Exmark Equipment, Sheffield or Citi Bank Finance:  (Through October 31, 2017) 0% for 42 months.  Repayment is 2.38% of the original purchase price.  There is an $50.00 to $150.00 customer promotion fee for this program. 

Exmark Equipment, Sheffield Financial or Citi Bank Finance:  (Through October 31, 2017) 1.99% for 48 months.  Repayment is 2.17% of the original purchase price.  There is a $50.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Financial or Citi Bank Finance:  (Through October 31, 2017) 0% for 48 months.  Repayment is 2.08% of the original purchase price.  There is a $50.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Financial or Cit Bank Finance:  (Through October 31, 2017) 3.99% for 60 months.  Repayment is 1.85% of the original purchase price.  There is an $50.00 to $150.00 customer promotion fee for this program.

Honda (Through November 15, 2017):  No payments, deferred interest for 12 months.  The interest is deferred only if unit is paid in full within the twelve months.

Honda (Through November 15, 2017):  No payments, deferred interest for 18 months.  The interest is deferred only if unit is paid in full within the eighteen months, purchases of $550 or more. 

Scag Equipment, Not Sheffield:  (Through September 30, 2017) 0% for 48 months with monthly payments.  Repayment factor is 1/48th of the original purchase price.  There is a $125.00 customer promotion fee for this program.

Scag Equipment, Not Sheffield:  (Through September 30, 2017) 3.99% for 54 months.  Repayment factor is 2.02% of the original purchase price.  There is a $125.00 customer promotion fee for this program.

Scag Equipment, Not Sheffield:  (Through September 30, 2017) 1.99% fixed rate for 60 months.  Repayment factor is 1.75% of the original purchase price.  There is a $125.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2017) 0% for 36 months once payments start.  Repayment is 1/36 of the original purchase price.  Minimum amount financed is $1,500.00.  There is a $50.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2017) 0% for 48 months once payments start.  Repayment is 1/48 of the original purchase price.  Minimum amount financed is $1,500.00. There is a $50.00 customer promotion fee for this program. 

Scag Equipment, Sheffield Financial:  (Through September 30, 2017) 6 months no interest, then a fixed rate of 3.99% for 36 months.  There is a $50.00 customer promotion fee for this program.

Simplicity Equipment (Through September 31, 2017):  0% for 24 months.  No money down, monthly payments based on a repayment factor of 1/24th of the amount financed.  Minimum amount financed $500.00  There is a $150.00 customer promotion fee for this program.

Simplicity Equipment (Through September 31, 2017):  0% for 36 months.  No money down, monthly payments based on a repayment factor of 1/36th of the amount financed.  Minimum amount financed $2,000.00  There is a $150.00 customer promotion fee for this program.

Simplicity Equipment (Through September 31, 2017):  0% for 48 months.  No money down, monthly payments based on a repayment factor of 1/48th of the amount financed.  Minimum amount financed $3,500.00  There is a $150.00 promotion fee, and a 3% finance fee for this program.

Simplicity Equipment (Through September 31, 2017):  1.99% for 48 months.  No money down, monthly payments based on a repayment factor of 2.17% of the amount financed.  Minimum amount financed $2,500.00  There is a $150.00 promotion fee, and a 2% finance fee for this program.

Simplicity Equipment (Through September 31, 2017):  3.99% fixed rate for 60 months.  No money down, monthly payments based on a repayment factor of 1.8% of the amount financed.  Minimum amount financed $2,500.00.  There is a $150.00 promotion fee and a 2% finance fee for this program.

Toro Residential Equipment (Through October 31, 2017): 0% for 18 months with minimum monthly payments and deferred interest.  Monthly payment factor is 5.55% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 18 months.  There is a customer promotion fee up of $150.00 for this program. (All Toro products qualify for this program)

Toro Residential Equipment (Through October 31, 2017):  0% for 24 months with minimum monthly payments.  Monthly payment factor is 4.17% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 24 months.  There is a promotion fee up of $150.00 and a 2% finance fee for this program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program)

Toro Residential Equipment (Through October 31, 2017):  0% for 42 months with minimum monthly payments.  Monthly payment factor is 2.38% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 42 months.  There is a customer promotion fee up of $150.00 for this program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program)

Toro Residential Equipment (Through October 31, 2017):  0% for 48 months with minimum monthly payments.  Monthly payment factor is 2.08% of the amount financed.  The interest accrues back to original date of purchase if not paid in full within the 48 months.  There is a customer promotion fee up of $150.00 for this program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program)

Toro Residential Equipment (Through October 31, 2017):  3.99% fixed rate for 60 months.  There is a customerpromotion fee up of $125.00 for this program. 
(Only Timecutter Z's, Titan Z's, and LCE equipment qualify for this program) 

Commercial/Contractor Financing Programs

Sheffield Financial Loans

Exmark Equipment, Sheffield or Citi Bank Finance:  (Through October 31, 2017) 0% for 42 months.  Repayment is 2.38% of the original purchase price.  There is an $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Financial or Citi Bank Finance:  (Through October 31, 2017) No interest until September 2017, No payments until October 2017, then 1.99% for 48 months.  Repayment is 2.17% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Exmark Equipment, Sheffield Financial or Citi Bank Finance:  (Through October 31, 2017) 0% for 48 months.  Repayment is 2.08% of the original purchase price.  There is an $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2017) 0% for 36 months.  Repayment is 1/36 of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2017) 0% for 48 months.  Repayment is 1/48 of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2017) 1.99% for 48 months.  Repayment is 2.17% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

Scag Equipment, Sheffield Financial:  (Through September 30, 2017) 4.99% for 60 months.  Repayment is 1.8% of the original purchase price.  There is a $150.00 customer promotion fee for this program.

We offer additonal special financing programs, subject to credit approval.  Some restrictions apply.



Finance Companies We Proudly Deal With Are:

Click onto the Sheffield, or Citi logo's to go directly to their website and fill
out a credit application on line.


 



 

Sheffield Financial
Citi Card

 

.
Sales
Parts
Service
Rental
Personnel
Directions
Warranty
Company
Specials
Financing
Service Tips
Online Store
Products
Contractors
Payments
Trade-Ins
.
The Areas Leader in Commercial and Residential Equipment!