At Gano's we offer
many types of financing programs, as well as leasing and revolving card
programs.
We can customize a lease
to fit your needs, whether it be year round payments, 6 payments on and
6 payments off, 7 payments high and 5 payments low, we have a program to
fit your needs. Many of our manufacturers also offer their own financing.
Below is a list of some of the manufacturers programs
we have running now.
We always have the newest and latest financing programs available.
If there is a program
you are interested in but don't see it listed, or have any questions in
general about financing,
e-mail
us or give us a call at (860) 537-3431.
Residential Financing Programs
Honda (Through December 31,
2010): No payments, deferred interest for twelve months. The
interest is deferred only if unit is paid in full within the twelve months.
There is a 1.75% fee for this program.
Honda (Through December 31,
2010): 9.9% fixed rate program. The payback factor is over
30 months. There is a 1.75% fee for this program.
Little Wonder, Yard Card:
(Through December 31, 2010) 1.9% for 36 months. Repayment factor
is 2.86% of the original purchase price. There is a $125.00 doc fee
and a 1% finance fee for this program.
Little Wonder, Yard Card:
(Through December 31, 2010) 0% for 18 months with equal monthly payments.
Repayment factor
is 1/18 of the original purchase
price. There is a $125.00 doc fee, but no finance fee for this program.
Little Wonder, Yard Card:
(Through December 31, 2010) 3.9% for 60 months. Repayment factor
is 1.84% of the original purchase price. There is a $125.00 doc fee,
but no finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2010) 0% for 18 months with monthly payments.
Repayment factor is 1/18 of the original purchase price. There is
a $125.00 doc fee and a 2% finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2010) 4.9% fixed rate for 48 months. Repayment
factor is 2.3% of the original purchase price. There is a $125.00
doc fee and a 1.5% finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2010) 3.9% fixed rate for 60 months. Repayment
factor is 1.84% of the original purchase price. There is a $125.00
doc fee and a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Through September 30, 2010) Fixed rate of 3.75% for 60 months. Repayment
is 1.84% of the original purchase price. There is a $125.00 doc fee
and a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Through September 30, 2010) 6 month / 7 month. Interest starts 6
months from the loan date, first payment starts 7 months from loan date.
Repayment is 3% of the original purchase price, and after the first 6 months
the interest rate is 17.99%. There is a $125.00 doc fee but no finance
fee for this program.
Simplicity Equipment (Through
September 30, 2010): Same as cash until 11/11/11. No money
down, 1% minimum monthly payments and deferred interest until November
11, 2011. Finance charges will be assessed from date of purchase
if not paid in full during the promotion period. There is a $100.00
doc fee and a 2% finance fee for this program. $2,000.00 mininum
amount financed.
Simplicity Equipment (Through
September 30, 2010): 0% for 6 months. 6 months same as cash,
no money down, no monthly payments. Finance charges will be assessed from
date of purchase if not paid in full during the promotion period.
There is no doc fee, but a 2% finance fee for this program.
Simplicity Equipment (Through
September 30, 2010): 0% for 12 months. 12 months same as cash,
no money down, no monthly payments. Finance charges will be assessed from
date of purchase if not paid in full during the promotion period.
There is a $50.00 doc fee, and a 2% finance fee for this program.
Simplicity Equipment (Through
September 30, 2010): 3.9% fixed rate for 60 months. No money
down, monthly payments based on a repayment factor of 1.84% of the amount
financed. There is a $100.00 doc fee and a 2% finance fee for this
program.
Simplicity Equipment (Through
September 30, 2010): 1.9% fixed rate for 36 months. No money
down, monthly payments based on a repayment factor of 2.86% of the amount
financed. There is a $125.00 doc fee, and a 2% finance fee for this
program.
Stihl Equipment (Through
December 31, 2010): Stihl currently has no special finance promotions running.
Toro Residential Equipment (Through
September 30, 2010): 0% for 6 months with minimum monthly payments
and deferred interest. The interest accrues back to original date
of purchase if not paid in full within the 6 months. There is a $125.00
doc fee, but no finance fee for this program. (All Toro products qualify
for this program)
Toro Residential Equipment (Through
September 30, 2010): 0% for 12 months with minimum monthly payments
and deferred interest. The interest accrues back to original date
of purchase if not paid in full within the 12 months. There is a
$125.00 doc fee and a 2% finance fee for this program. (All Toro products
qualify for this program)
Toro Residential Equipment (Through
September 30, 2010): 0% for 24 months with minimum monthly payments.
Monthly payment factor is 4.17% of the amount financed. The interest
accrues back to original date of purchase if not paid in full within the
24 months. There is a $125.00 doc fee and a 2% finance fee for this
program. (Only Timecutter Z's, Titan Z's, and LCE equipment qualify for
this program)
Toro Residential Equipment (Through
September 30, 2010): 3.99% fixed rate for 60 months. There
is a $125.00 doc fee and a 2% finance fee for this program. (Only Timecutter
Z's, Titan Z's, and LCE equipment qualify for this program)Minimum amount
financed is $2,500.00
Used Equipment: Nine
months same as cash. No down payment, no monthly payments, no interest.
Finance charges will be assessed from the date of purchase if not paid
in full within the promotional period. There is a 3% fee for this
program.
Consumer / Commercial Financing
Programs
Sheffield Financial Loans
Scag Equipment, Sheffield Financial:
(Through September 31, 2010) Fixed rate of 3.9% for 60 months. Repayment
is 1.84% of the original purchase price. There is a $125.00 doc fee
and a 2% finance fee for this program.
Scag Equipment, Sheffield Financial:
(Through September 31, 2010) 6 month / 7 month. Interest starts 6
months from the loan date, first payment starts 7 months from loan date.
Repayment is 3% of the original purchase price, and after the first 6 months
the interest rate is 17.99%. There is a $125.00 doc fee but no finance
fee for this program.
Commercial Financing Programs
Yard Card Programs
Scag Equipment, Yard Card:
(Through December 31, 2010) 0% for 18 months with monthly payments.
Repayment factor is 1/18 of the original purchase price. There is
a $125.00 doc fee and a 2% finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2010) 4.9% fixed rate for 48 months. Repayment
factor is 2.3% of the original purchase price. There is a $125.00
doc fee and a 2% finance fee for this program.
Scag Equipment, Yard Card:
(Through December 31, 2010) 3.9% fixed rate for 60 months. Repayment
factor is 1.84% of the original purchase price. There is a $125.00
doc fee and a 2% finance fee for this program.
Finance Companies We Proudly
Deal With Are:
Click onto the Sheffield or Advanced
Acceptance logo's to go directly to their website and fill
out a credit application on
line.
Advanced Acceptance Corp
|
Sheffield
Financial
|
Cutter
Plus Commericial Financing
|
|
GE
Capitol
|
Advanced
Acceptance Leasing
|
|